Cancer Insurance Checklist—Tool to Help Navigate Insurance Marketplaces
The new state-based Health Insurance Marketplaces are set to open next week, on Oct. 1. These Marketplaces—also known as insurance exchanges—have been created under the Affordable Care Act (ACA), with a goal of providing a simplified process to compare individual market health insurance plans and shop for health insurance coverage.
According to a Department of Health and Human Services (HHS) report released earlier this week, in states where HHS will run or partially run the Marketplace, individuals will have an average of 53 qualified health plan choices.
For those whose lives have been touched with cancer, understanding the coverage for cancer-related health services is crucial for making educated decisions based on their healthcare needs and budgets.
A new tool, launched this week by the Cancer Support Community in partnership with the Association of Community Cancer Centers and 17 other cancer and patient advocacy organizations, is designed to help people with cancer, a history of cancer, or a risk for cancer choose insurance plans in the Marketplaces. The Cancer Insurance Checklist is designed to be used while evaluating insurance plans and also when discussing them with a navigator or healthcare provider, and includes a worksheet to help the consumer detail the costs associated with each plan.
People with cancer concerns or healthcare professionals assisting patients with the Marketplaces can download and print the Cancer Insurance Checklist free of charge by visiting CancerInsuranceChecklist.org, where they’ll also find a comprehensive list of additional resources and glossary of terms related to insurance coverage decisions.